Personal Injury

How to Correctly File a Car Accident Claim

Getting into an auto accident is – at the very least – a major inconvenience. At its worst, it can be a life-shattering event that results in long-term injuries. If another driver disobeyed traffic laws and rammed into you, you may be entitled to monetary compensation. You will have to file a car accident claim, and there is a very specific process for this. Learn the steps you must take to increase your chances of a successful claim outcome.

Call the Police

Call the police at the scene of the accident. This is especially true if bodily injury is involved. Right after the accident, you may be shaken up and not exactly in the right state of mind. However, please remain composed and call your local law enforcement. A police officer will be able to more objectively assess what happened and record the event. He will also be able to call ambulance if necessary or keep you safe if the other party becomes belligerent.

Document the Accident

While you’re still at the scene, collect as much information as you can. The responding police officer will collect the information, but you should still document as much info as you can. This includes acquiring witness names and contact info, documenting time, taking photos of damage, etc. You should also write down or record an audio of yourself describing in detail what happened. It’s best to log in the information while your memory is still fresh.

File an Accident Report

You are required by law to report the incident to your state’s Department of Motor Vehicles. The timeframe for doing so differs depending on your state of residence, though it’s usually five to 30 days starting from the date of the accident. You can submit the report within minutes online, though you may also submit the report in writing or visit the local DMV in person. Keep in mind that failure to file with the DMV may result in a revocation of your driver’s license even if you were not the party at fault.

Contact Your Insurance Company

When you call your insurance company, you will be connected with a claims specialist or an adjuster. This person will discuss your options and work with any third parties and their respective insurance agencies. The adjuster will also provide specific instructions, such as where to take your vehicle for repairs and where to go for a rental car.

On the subject of insurance agencies, you may also hear directly from the other party’s insurer. Expect to provide them the same information you provided your own insurer.

Hire an Attorney

If the claims process goes smoothly, then this step can be avoided. However, there are instances when you may need to hire legal representation. You may be eligible, for example, to file a separate diminished value claim, which is additional compensation due to a vehicle’s partial loss stemming from the accident. This is something an attorney can assist you with. The bottom line is that a car accident lawyer can help you acquire the claim settlement offer you deserve.

Injury law

5 Immediate Post-accident Steps You Should Take

1: Make Emergency Call It will be reassuring to you, parties involved in the accident and your loved ones to know that you are safe. So, if there is an accident that you are a part of, get out of the line of traffic as quickly as possible and call for help. Even if the damage is minor, you are at no fault or none of the people is hurt, you need to call the police. Make sure to call for an ambulance as well or let the police know of anyone who has been hurt. 2: Exchange License Number And Insurance Regardless of whose fault it is that your car’s headlights got smashed, you will want to get the other driver’s insurance information and give out yours. This is because insurance companies need to decide who pays for what damages or injuries. It is in your best interest if you exchanged this information early on at the scene before the police arrive. If possible, make sure to contact an injury lawyer. Motor accident compensation lawyers can help a lot in this situation. 3: Get a Police Report Police reports have an important role to play in determining what exactly happened at the scene of the accident. Because it details everything that the parties involved in the accident said and experienced, this report can be used as proof of evidence in place of witness. Furthermore, it is against the law to leave the accident site without reporting, especially when the damage is valued at more than $2500. The law varies from one state to another. For instance, if you are in Ohio and nobody got hurt, you don’t have to call the police. However, you need to file for a police report. In essence, unless your state says otherwise, it is best to obtain a report. 4: Let The DMV Know Depending on how much damage has occurred, you may have to report the accident to your local DMV. Some states have this requirement in place. Find out what the law says in your state. 5: Gather Evidence If you are involved in a minor accident and not injured in any way, it is best to take as many photos as possible of the scene, including the license plates and the street view from different angles. Even if you believe that the other driver is at fault, the evidence collected, such as photos and word of mouth, can be used as proof at the court of law. If you are responsible for the crash, tell the truth but above all stick to the facts not what you think the reason for the accident could be. Gathering evidence and playing by the rules will avoid mistakes or confusion when the case goes to court. Additionally, doing so will avoid issues such as going through the scene again, having to recall what happened, the direction you were travelling, the condition you were in an overall situation of the scene. Photographs can also be used as proof or evidence when you are talking to your insurance company or police as well as dealing with the other party’s insurance.]]>


How to choose a Federal Criminal Defence Lawyer?

There are more than 1.3 million lawyers in the united states. Choosing the best Federal Criminal Defense Lawyers Orlando among all these lawyers might be difficult. If you have been charged with a crime the first step to take is to find a good and reputable lawyer.

Regardless of whether you are guilty or not picking a good attorney is what will make the difference in your case. But how will you choose the best criminal defense lawyer to handle your situation? Below are tips to help you find a good lawyer who will help you win your case.

1.   Choose a Lawyer Who Specializes in Federal Criminal Defense Law

There are different types of law such as bankruptcy law, corporate law, civil law, and criminal law. You need to choose a lawyer who has specialized in criminal law. An attorney who has specialized in this field will know all the laws and practices related to your case. If you have broken state laws such as traffic violations, family disputes and violations you should choose a state attorney.

If you have violated the US constitution, you will need to get a federal attorney.  Make a point of hiring a lawyer who is familiar with your situation. The more experienced the lawyer is in cases similar to yours the better it will be for you

2.   Calculate the Cost of Hiring a Lawyer

The cost of hiring a lawyer will mainly depend on how complicated your case is. Many lawyers will ask for a retainer if the case requires bringing in expert witnesses. Attorneys have different ways of charging for their services. These include hourly rates, flat rates and charges for particular parts of the case. You need to choose a lawyer who will suit your budget.

3.   Check the Legal Team You Will Be Working with

It is not easy for any lawyer to prepare for a court case alone. One needs to have a good team behind him. A good lawyer should have several members of his team ready to take over the case in case he gets sick, or there is an emergency. Also, you should make a point of meeting his team members before starting the case and ask about the experiences and skills which they possess.

4.   Get Testimonials

Ask your family, friends, and colleagues for a good Federal Criminal Defense Lawyers Orlando whom they can recommend. Also, you can check online reviews and get a clear picture if the clients were satisfied with the said attorney.

However, you should note that even the best lawyer will have a few negative online reviews. Despite this make sure that the attorney has a general public opinion which is positive.


Any person can be worried when facing criminal charges. However, since this is not a light matter you need to make sure that you find the best Federal Criminal Defense Lawyers Orlando who will get the best results for your case. Find a lawyer who is specialized in criminal law, one who fits your budget, and lastly look for testimonials from friends and families.


Are Predictive Dialers Illegal?

Are predictive dialers illegal? The short answer is no. A is not an illegal piece of software. In fact, it and automated systems like it are a practical necessity for the modern call center.

Before such technology emerged, every number had to be dialed one at a time, by hand, by a live agent at the call center. Needless to say, this was a monotonous and mentally exhausting process that typically resulted in wasted time and center predictive dialer  Luckily for these agents, technologies such as predictive and power dialers have made this process much more efficient. Read on to learn more about predictive dialers.

Basic definition

A power dialer is a piece of software that, as the name suggests, eliminates the need for manual dialing. It makes this repetitive task much faster and performs an automated set of actions depending on the results of a call (such as an answer, voicemail, etc.).

A predictive dialer, on the other hand, calls multiple contacts on multiple lines at the same time. When calls are answered, the dialer automatically transfers the call to a live agent. This makes finding prospective clients much more efficient than other options. While these technologies can greatly increase success for businesses reliant on phone calls, there are some potential issues to be aware of.

Know the limitations

Arguably the biggest limitation of predictive dialers is the delay between the answer and the transfer to an agent. Predictive software has to “listen” to the response to the call and make a judgment about how to proceed, and the process is rarely instantaneous. This can tip the prospective client off that technology is being used, and they may hang up expecting a telemarketer. This is especially true if they have a lengthy wait for an agent, and this will negatively affect the experience no matter how it continues.

There’s also the issue of dropped calls and legality to consider. FCC guidelines have gotten tougher in recent years, and it is illegal to have dropped calls exceed three percent of total calls. This is where the concerns regarding the legality of a predictive dialer come into play. The dialer itself is not illegal, but misuse of it could lead to liabilities. Fines of up to $16,000 per violation of the dropped call guidelines can be imposed, regardless of the size of a business or how many total calls were made.

To put it simply, a predictive dialer is preferable in situations where there will always be a safe amount of free agents to take incoming calls. Otherwise, a power dialer may be preferable to avoid the risk of too many dropped calls.

Further evolution of call centers

Of course, these technologies aren’t the only ways call center operations are changing. Digital distribution methods are becoming more and more common. This, of course, includes automated assistance in handling calls, but it also refers to increased options for both agents and clients. Software solutions include easier ways for administrators to schedule events and more ways for agents to communicate with clients through chat conversations, social media options, and more.

There is no doubt that call centers will continue advancing beyond the current tools, especially once the majority of them have caught up. As of now, well over half of business executives believe their companies are lagging behind in their digital transformation. Reasons for this can range from budget issues to the generational divide in adopting new technologies.

As AI technology continues to advance, it isn’t hard to imagine how an AI program could handle making and transferring calls in a more efficient way than is currently possible. Additional conversation options circumventing traditional calls may also come into play. These practices don’t really exist yet, but neither did social media and other chat options when call centers were conceived.

Regardless of how it’s achieved, the certain thing is that advancements in call centers will continue to improve the experience for clients, customers, and agents.



Reasons to Consider an Asset Search

Unfortunately, ordinary people are capable of terrible things, especially when those things involve money. The power of money is well-documented, and studies show that even the mere act of thinking about money can corrupt us.

So it’s no surprise that many people take care to hide their assets. Maybe they do so to protect those assets from others — even when justice is on the other side of the issue. Or perhaps these actions are motivated by the aim of hiding criminal activity. The bottom line is, the assets that a person self-reports may not be the full extent of that person’s wealth.

There are, however, ways to find the truth. The best way is to hire a private investigator to perform an asset search. Finding out the truth about someone’s assets isn’t something that only a government investigative agency can do — you, too, have the power to discover what’s really going on. And here are a few reasons that you might need to.

You’re going through a divorce (or are about to)

Divorce is a common thing — nearly half of all first marriages end in divorce, and figures are higher for subsequent marriages. But divorce’s regularity does not make it any less traumatic, and the things that people are capable of when tensions are high can be shocking.

Divorce involves allocating assets between two people. But greed, anger, and selfishness can inspire one person in a divorce to try to hide assets from another. Your soon-to-be-ex may even have had hidden assets for years! There are all sorts of reasons that they may have stashed cash away, ut whatever the reasons and whatever the reality, you need to be sure that you’re getting a fair shake in your divorce. It is well worth investing in an asset search in order to get to the bottom of things.

When you’re considering a lawsuit

Lawsuits aren’t cheap, but they’re worth it if you are able to get the justice you deserve and the payment that you need in order to rebuild your life. But what happens when you win your court award and find that the losing party can’t pay? Your options may be limited, and you could find that your court case was more trouble and expense than it was worth.

You can avoid this unhappy ending by investing in an asset search before you file your suit. That way, you’ll know whether or not your target has assets worth going after before you commit yourself to the time and expense of launching a lawsuit.

You think someone is stealing from you

Embezzlement and fraud are real concerns for small business owners, investors, and others who rely on people to handle financial concerns on their behalf. But proving that someone is embezzling your money or pocketing cash out of the register can be tough to do without forensic accounting services of various kinds — including an asset search.

An asset search could help you find where your money is going. A secret stash of cash under the name of someone who you think has been thieving will go a long way toward helping you make a case that you can bring to the police or to civil court.

You’re making a business or investment decision

If you’re looking to invest in a company or bring in a partner, it would surely help to know exactly how much cash they have. When someone pitches you on a business opportunity and supplies you with financial figures, don’t just take their word for it. Get an asset search done and see how much money they really have before you commit.



Are Lawyers Worth The Money Or Not?

If you are facing a legal situation that could be quite difficult to resolve, you may want to consider working with an attorney. Whether you choose an individual, or you contact a local law practice with multiple lawyers, there will always be someone that can help you. The cost of using lawyers can sometimes be very expensive but their knowledge of the law can be invaluable. There are many different types of attorneys including those that practice criminal law, family law, accidents, as well as immigration attorneys. Before you decide to work with one of them, you may want to consider whether or not lawyers are worth the money.

Are Lawyers Worth The Cost?

When people find out how much an attorney will cost, this is the question that they often asked themselves. For example, if you are going through a divorce, and you speak with a family law attorney that charges $300 an hour, you will probably consider whether or not retaining this professional is worth the money. If you get busted for a DWI, you’ll certainly need a DWI lawyer like Pepe and Wintrode. Often it depends on the situation you are facing. If you are not able to file the paperwork, and if the other person has already retained an attorney, you will certainly want to retain one for yourself. Additionally, lawyers understand the laws very well, and can often make decisions for you that could save you tens of thousands of dollars.

When Would You Not Need A Lawyer?

There are times when working with a mediator might be a better choice. Using a divorce as an example again, if your spouse and you are on speaking terms, working with a mediator would probably be the best decision. However, if you and your spouse are not speaking, and she is trying to keep the children from you, you will certainly want to retain an attorney that can help protect your rights. Moreover, if you have a substantial amount of property that is to be divided between the two of you, as well as many liquid assets, they may be able to help you retain a sizable portion of those assets for yourself. Doing this on your own will leave you at the mercy of the court, and your spouse’s lawyer, which is a position that will likely lead to a substantial loss in assets.

How Much Does It Cost To Retain A Lawyer?

The retainer fee that you must pay the lawyer can range from $2000, all the way up to six figures. If you are retaining a lawyer for a family law matter, this will be far less than retaining a criminal attorney that will represent you in court. This money is from which they will take what they charge per hour, and if there is any left, they will return that to you promptly. You should do your research to find a successful attorney one that charges less per hour if possible, with a much more reasonable retainer fee if you are concerned about it. If you’re looking for a legal representative for personal injury, it might not cost you a penny unless you win the case.

In almost every case, it is unwise to try to resolve legal matters without an attorney. As a general rule, if you are going to court against another person that has retained a lawyer, you absolutely need to have one representing you. If you don’t, it is likely that the fees that the attorney will charge will be of minimal by comparison to what you could potentially lose. They offer you the best protection for your assets, and your rights, and are well worth the cost in most cases.