Your Workers' Compensation Rights in Oregon

Your Workers' Compensation Rights in Oregon

workers compensation Portland if you don’t get fair compensation.

Employers Must Provide Insurance

Oregon law states that most employers are required to carry workers’ compensation insurance. This includes, by definition, anyone who has workers that they pay to provide services, whether the payment is in cash or in exchange for goods of value. With a small number of exceptions, all workers are subject to these rulings and have the right to insurance provided through a commercial insurer or a state-chartered organization. The main exception is in the case of independent contractors, which Oregon law defines as those providing a service by contract without direct supervision or control and, instead, control how they provide those services.

Workers’ Benefits

If you suffer injury or disease in your employment, workers’ compensation insurance covers for:
  • medical expenses for your work-related conditions;
  • lost wages;
  • permanent disability benefits;
  • vocational help if you cannot return to work;
  • death benefits to your spouse and children.

Filing Your Claim

In such an event, you must file a claim for compensation as soon as possible. Your employer is required to provide the necessary paperwork and/or contact the insurer so they can get in touch with you. If your employer obstructs this process, including firing or otherwise discriminating against you, you should contact the Workers’ Compensation Division. The insurer will either accept your claim and pay benefits agreed upon or deny it partially or in whole. You, however, have the right to make an appeal if denied or if you dispute the amount of monetary benefits provided. Consulting an attorney is your best bet in making your case, and no fees will be charged unless you win the appeal. This grants workers leverage in making sure they and their families don’t suffer financial jeopardy on top of the worker’s injuries.]]>